Market Volatility
and
Your WRS Benefits

• SWIB Final Investment Returns for 2008
  • Core: -26.2%
  • Variable: -39.0%
• 2008 Effective Rates of Interest
  • Core: 3.3%
  • Variable: -40.0%
• 2008 Annuity Adjustments
  • Core: -2.1%
  • Variable: -42%

• When Should I Retire?

• Core and Variable Fund Rates Since 1986
• SWIB Informational Paper: Frequently Asked Questions about Market Conditions and the WRS
• SWIB Internet Site

• Online Videos
  • Online Video: Market Impact on the WRS
  • Online Video: WRS Trust Funds: Core & Variable
  • Online Video: Annual Retirement Annuity Adjustments

• Other Suggested Resources About Core Fund
  • What is my Minimum Core Annuity Amount?

• Other Suggested Resources About the Variable Fund
• Variable Fund Frequently Asked Questions
• SWIB Informational Paper: How do Variable Fund Investments Affect Me?
• Things to Consider Before Canceling (for Annuitants and Non-Annuitants)
• Online Video: Canceling Variable Fund Participation
• Forms and Brochures
  • How Participation in the Variable Trust Affects Your WRS Benefits (ET4930)
  • Canceling Variable Participation (ET-2313)
  • Election to Participate in the Variable Trust Fund (ET2356)
• "February 4, 2009 Letter to Retired Variable Participants"